Free Zakat calculator
Calculate your Zakat
Add what you own, subtract what you owe, and see your Zakat due at 2.5% of the wealth you have held above the nisab. Private and free — nothing is saved or sent.
Your Zakat
What you own
What you owe
Nisab threshold
Guidance only. This estimate uses the standard 2.5% rate and the gold/silver nisab. Zakat rulings vary by school of thought and by your circumstances. For anything complex, please confirm with a qualified scholar or your local Zakat body.
How Zakat is calculated
Zakat is one of the five pillars of Islam: a yearly act of giving that purifies your wealth. It is due on the surplus wealth you have held for one full lunar year (a hawl), as long as that wealth is at or above the nisab.
The simple formula
Zakat = 2.5% × (zakatable assets − debts), when your zakatable wealth is at or above the nisab.
What counts as zakatable
- Cash, savings and money in the bank
- Gold and silver (jewellery rulings vary by school)
- Shares, funds and investments held for growth
- Business stock, inventory and trade goods
- Money lent out that you expect to be repaid
What is not zakatable
Your home, your car, clothing and everyday personal belongings. Zakat is on surplus wealth, not on the things you use to live.
Understanding the nisab
The nisab is the minimum wealth you must hold before Zakat is due. It equals the value of 87.48g of gold or 612.36g of silver at today's prices. Because silver is cheaper, its nisab is lower, so using the silver value means more people give and more people benefit. Check today's gold or silver rate to set your nisab.
Zakat questions, answered
How much Zakat do I pay?
Zakat is 2.5% of the wealth you have held for one lunar year, provided that wealth is at or above the nisab. If your zakatable wealth is below the nisab, no Zakat is due for that year.
What is the nisab?
The minimum wealth a Muslim must hold before Zakat becomes due — the value of 87.48g of gold or 612.36g of silver. Many scholars recommend the silver value because it is lower, so more people benefit.
What assets are counted?
Cash, gold and silver, money owed to you that you expect back, shares and investments, and business stock. You then subtract debts you owe. The remainder is your zakatable wealth.
Do I pay Zakat on my house or car?
No. Personal-use items such as your home, car and clothing are not zakatable. Zakat is due on surplus wealth only.
When is Zakat due?
Zakat is due once your zakatable wealth has stayed at or above the nisab for one full lunar year. Many people choose to pay in Ramadan for the extra reward, but you can pay whenever your Zakat year completes.
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